Thursday, December 17, 2009
Tuesday, December 1, 2009
NSE launches online MF trading platform
First off the block, The National Stock Exchange (^NSEI : 5122 +89.3
) (NSE) on Monday launched its online trading platform for mutual funds with a tie up with UTI Asset Management Company (AMC).
This will allow investors in the mutual fund industry to transact through 1.5 lakh terminals of NSE located across 1,500 towns and cities. Apart from allowing investors to purchase mutual funds units at the same days, investors have an added advantage of getting their units allotted in demat mode in addition to the existing physical mode as per their choice.
UTI AMC is the first fund to provide this facility to investors after the market regulator Sebi had issued the necessary framework for trading in MF units two weeks ago.
Interestingly, after its tie-up with NSE, UTI AMC has received more than 300 applications for its various schemes , garnering a total amount of Rs 75 lakhs.
Market participants said that top fund houses in India that includes Reliance mutual Fund, Birla Sun life, ICICI (ICICIBANK.NS : 887.2 +19.35) and Franklin Templeton Asset Management Company, among others, have already approached NSE for using this platform to offer trading facility to the unit holders of their mutual fund schemes.
"The extensive reach and access to NSE terminals across regions will further bridge the gap between the MF and the people from the remotest part of our country desirous of investing in mutual funds," said Ravi Narain, MD and CEO, NSE.
"The arrangement with NSE will facilitate quicker settlement of transactions and provide a single window to demat holders for their investments," commented UK Sinha, chairman and managing director, UTI AMC.
Source:- http://in.biz.yahoo.com/091130/50/bauocv.html
Tuesday, October 27, 2009
Get your Cibil Report @142
When a person was applying for a loan/ credit cards their application gets rejected and Banks give them the reason that your credit score was less that is why your application has been rejected. But what is a Credit Score that no body understood so far.
But now one can check there cibil score easily and after checking it can apply for a loan or for a card. Before this customer never had any idea about his/her cibil score.
Three ways to get your Cibil Score
1) Get it Online
• To know your Cibil Score you just need to send a DD of Rs.142. Fill the form that you can download through this link
http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf
Send the scan copy of the form at myreport@cibil.com.
• Along with that you also need to send an attachment that will contain your latest identity proof and address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.
2) Get it via Post
• Fill the form that you can download through this link
http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf.
With a DD of Rs.142 and send it at P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710.
• You also need to send your self attested documents i.e. your identity proof and latest address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.
Phone Number - 022-61404300
3) Through Fax
http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf mail self attested hardcopies of your Identity Proof and latest Address Proof documents with a DD of Rs. 142.
• Fax number 022-40789007.
• Once CIBIL receives the documents and Fees, your request will be processed and a copy of your CIR will be dispatched to you.
The Demand Draft is to be made in name Credit Information Bureau (India) Limited payable at Mumbai.
The introduction of Cibil Score will definitely help you in understanding your credit relation with Banks. Spend Wisely!!!
Source: www.deal4loans.com
Friday, July 3, 2009
Friday, June 12, 2009
Six facts about the female orgasm revealed
While the female orgasm has been the subject of so many myths and folk beliefs, scientists are trying their best to know more about the mystery behind the phenomenon.
And now, after some intense field research, a team of experts have uncovered six facts about the female orgasm, as revealed by modern science, reports New Scientist magazine.
The six facts are as follows:
The G spot is real
The G spot is a small region in the vagina that, if stimulated, can produce wildly intense orgasms -- or so goes the popular claim. But, since decades, strong evidence for the region's existence was harder to find than the spot itself.
However, in 2008, an Italian research team solved the mystery after they found anatomical differences between women who could have G-spot orgasms and women who couldn't. And since then, researchers have since begun teaching women with G spots how to put them to use.
The brain switches off
It's folk wisdom that people can't think straight when they have sex on their minds, and a brain scanning study showed that many areas of women's brains were deactivated during orgasm, including those involved in emotion.
Many women can't have orgasms
According to a 1999 survey, around 43 percent of women in the US have some sort of problem with their sex lives.
Female sexual dysfunction (FSD) is so common that the very idea that it is a medical disorder has come under attack and thus efforts to develop drugs to treat it are underway.
Genes affect orgasm frequency
According to the first genetic study of the female orgasm, up to 45 percent of the variation in women's ability to have them could be down to genes.
Many women never have orgasms during intercourse, and some also cannot have them through masturbation. Some of this may be down to external factors like upbringing, but the study showed the genetic factor is significant.
Technology can help
Perhaps the most extreme solution for sexual dysfunction among women is the so-called 'orgasmatron' -- an implant inserted into the spinal cord, which stimulates the user when switched on via a remote control.
Despite an initial struggle to find subjects for clinical testing, the device is now in development.
Some mystery remains
The female orgasm is a puzzle for evolutionary biologists. It is unclear why women should have orgasms at all, and it is particularly baffling that so many women should be unable to have orgasms during penetrative sex, but able to have them by masturbation.
According to researcher Elisabeth Lloyd, this implies that female orgasms are an evolutionary accident. Like male nipples, they persist simply because there is no good reason to get rid of them.
source :-http://getahead.rediff.com/report/2009/jun/02/six-facts-about-the-female-orgasm-revealed.htm
Suffering from acne? Try these home remedies
Acne is an eruptive skin condition that affects nearly 90 percent of people during their adolescent years. Owing to a hormone surge in the teens, the skin becomes oily, pores get blocked to form blackheads and infection sets in to cause painful, red, pus-filled pimples.
As it is such a common affliction, everyone has their own favourite home remedies for acne. Most such remedies have their roots in authentic Ayurveda, but with time the origins have become blurred and the remedies diluted by baseless myths, so that it's confusing for the lay person to decide what is worth doing and what is useless and likely to damage the skin.
Here are a few common home remedies for acne:
- Channa dal flour (split chickpea flourm, also known as besan): This is the most common ingredient in nearly all prescribed home remedies for acne. It has great de-greasing properties and is excellent for keeping skin oil-free, thereby helping to dry up acne without having to expose the skin to too much soap. Coarsely ground, it works well as an exfoliating scrub to open out the pores and decrease blackheads. Use it as a paste in combination with turmeric and honey to soften the skin. It can be used daily as a cleanser.
- Turmeric (haldi): It is a well-known disinfectant and kills the bacteria responsible for acne. Fresh roots pounded to a paste are preferable to using dry powdered turmeric. Its contact period to the skin should not exceed 10 minutes, as turmeric may cause irritation. The downside -- an unappealing yellow hue to the skin and allergic reactions occasionally.
- Curd: Lactic acid in curd, like besan, is also a good exfoliator. It hydrates the skin well, helping to ease the dryness caused by strong anti-acne medications. Caution: High fat curd can actually increase the oiliness of skin and be a counter-productive, so use the skimmed milk variety.
- Sandalwood (chandan): My own grandmother never quit extolling the virtues of this magical skin medicine. She claimed the best way to use it was by rubbing a block of the wood itself on a stone slab, for half an hour with a few drops of water, till you got a muddy paste. You had to apply this fragrant pack on your face till it dried, then wash it off with rosewater. Since my grandmother had perfect skin till she died at 85, I cannot argue with her remedy! But a simpler option may be buying sandalwood powder or reconstitutable face packs from the market.
- Fuller's earth (multani mitti): Also great for decreasing oil secretion and closing skin pores, it's best used in combination with rose water and sandalwood paste. Do not use too frequently -- about twice a week is enough -- as it is an astringent and causes a burning sensation on sensitive skin.
In the course of my practice, I've come across people using every possible kitchen ingredient on their faces to control acne and it's sad to see many a pretty face ruined by using the wrong remedies. I want to caution people against using things like garlic, onion juice or caustic soda that cause more harm than good. Also, do not torture yourselves with highly acidic substances like lemon juice, tamarind, vinegar or orange peel. Milk, cream, ghee etc are to be absolutely avoided on acne-prone skin. Do try to consult your dermatologist before using any home remedies, to discuss whether it is suitable for your skin and compatible with your ongoing acne treatment.
Though the best treatment for acne remains an individualised, planned regimen of oral medicines, topical gels for application, medical clean-ups and newer chemical peels -- all properly planned and executed by a dermatologist -- home remedies, if used wisely, can be good adjuvants to this therapy. They serve as efficient skin-cleansers and a cheap and easily available method of treatment in the early stages of acne.
Dr Parul S Kolhe is an MBBS and holds a DDV & DNB in dermatology.
source:-- http://getahead.rediff.com/report/2009/jun/10/suffering-from-acne-try-these-home-remedies.htmHow couples can help each other stay healthy
Both men and women tend to gain weight right after marriage. So, health experts have offered some tips that will help couples stay healthier together.
Penny Gordon-Larsen, PhD, an associate professor of nutrition, and Natalie The, a nutrition doctoral student, both with the UNC Gillings School of Global Public Health, found people face the following risks of becoming obese, compared to people in romantic relationships who are not living together:
Married women and men -- both more than twice as likely to become obese.
Women living with a romantic partner -- 63 percent increased risk.
Men living with a romantic partner -- no increased risk.
The findings will be published next month in the journal Obesity.
"We're trying to find out some of the reasons why this might be happening," The said.
"There are a number of health benefits to marriage, including decreased cigarette smoking and lower mortality. But we also see greater weight gain than in others of the same age, and greater risk of obesity," she added.
"A number of studies have shown that teens tend to put on weight as they become young adults," Gordon-Larsen said. "This is a time when people are facing significant changes in their lives. Marriage and cohabitation present even bigger changes than single people face. Maybe the cause of weight gain is not just age, but the pressure of shifting behaviours that result in weight gain."
According to Gordon-Larsen, when people are living together -- married or not -- they tend to share behaviours and activity patterns. They may chose to eat meals together, possibly cooking bigger meals or eating out more often than they did when they were single, and may watch TV together instead of going to the gym or playing a sport.
Gordon-Larsen said that in subsequent interviews with both romantic partners, they found that couples who lived together for more than two years (especially those who were married) were most likely to display similar weight/ obesity patterns and physical activity behaviours.
"If this is a time of shifting behaviours, and of influencing each other, then maybe it's a good time to intervene with these young couples and get them to have a more positive effect on each other," Gordon-Larsen said. "Maybe they can exercise together or cook healthy meals together. People who are married or who are living together tend to share behaviours. Couples can use that phenomenon to their advantage if they're aware of what's going on."
"When people are married, or living together, they can offer each other social support for healthy behaviours and a healthy environment," Gordon-Larsen said. "They can be good influences on each other. That may be how they can avoid the extra pounds now associated with marriage."
source:--http://getahead.rediff.com/report/2009/jun/12/how-couples-can-help-each-other-stay-healthy.htm
Thursday, June 11, 2009
Honda launches small car Jazz in India
Source:--http://in.news.yahoo.com/photos/slideshow/honda-launches-small-car-jazz-in-india.html
Wednesday, June 10, 2009
The safest countries in the world - New Zealand
The survey gives New Zealand a very low score on the likelihood of violence and violent crimes. Its also scores very low on hostility to foreigners.
The survey ranked countires on various criteria and their countire with the lowset scores were considered the safest to live in.
source:--http://news.rediff.com/slide-show/2009/jun/10/slide-show-1-the-safest-countries-in-the-world.htm
Tata Tele-DoCoMo begins GSM price war
The Rs 900-handset would be the cheapest GSM device bundled with talk-time in the market. Analysts see this as the first major push by the Japanese major into the Indian market. The $40-billion NTT DoCoMO has operations in nine Asian markets, including in South Korea and the Philippines.
Toshinari Kunieda, senior vice-president and managing director, global business division, NTT DoCoMo, in an exclusive interview with FE said, "Through the $20-30 handset bundled with talk time, we would penetrate the rural markets. We expect average realisation per user (Arpu) of as low as Rs 95-Rs 150 ($2-$3) in the rural area". Around 60% of subscriber addition in the mobile space is from the rural areas, where the teledensity is just about 17%.
NTT DoCoMo has around 50% market share in Japan, with an Arpu of around $25.
He said the company's focus is on voice-based services in India, unlike in Japan, where it is focused on data-based services. "Though the metropolitan cities of Mumbai and Delhi are very similar to Japan and it is easier to introduce our data services there, it is the rural India which poses the actual challenge. The majority there doesn't have a handset, and SMS is probably the only data used by the rural people at this point," Kuneida explained.
The company would procure the ultra low-cost handsets through contract manufacturing from Chinese vendors.
Source:---http://in.biz.yahoo.com/090610/50/batprc.html
Samsung launched Solar Guru
India's biggest Technopark to be completed by 2011
About 18,000 IT professionals can be accommodated at one go in the proposed world-class building, says Mervin Alexander, new CEO of Technopark. ''It would have a futuristic design, in keeping with green concepts ,'' he adds.
Chief minister VS Achuthanandan will lay the foundation stone in September. The first phase is slated to be ready in July 2011.
M Vasudevan, senior manager (business development) told FE that the state to tie up with banks to part-finance the project. ''The development project will be part-loans and partly drawn from internal accruals of Technopark,'' he said.
The work on a 110 KV substation has been completed to share power supply among the proposed IT building and the adjacent campuses of Infosys (INFOSYS.BO : 1803.25 0) and UST Global. Other facilities like treatment and disposal of solid waste and wide approach road from the highway are underway.
Source:--http://in.biz.yahoo.com/090609/50/batphg.html
10-year-girl identifies Kasab; father says hang him
The other witnesses were a police officer and a native of Jalgaon who were also hit by bullets. Devika, the youngest witness in this case, was brought to the court by father Natwarlal Rotawan in his lap.
In the court, Devika, walked with crutches to the witness box and took oath in the name of God to tell the truth. Emotional scenes were witnessed in the courtroom of Special Judge M L Tahaliyani when Devika promptly answered in Hindi the questions put to her by prosecutor Ujjwal Nikam.
Asked if she could identify the gunman among the three accused present in the dock the little girl pointed towards Kasab, the lone surviving gunman. He, however, did not react.
Lawyer Abbas Kazmi did not cross examine looking at her tender age, but the court asked the girl if her testimony was true to which Devika replied, "It is not correct to say that I am telling lies about Kasab opening fire. I have taken oath in the name of God and will not tell lies.
" PTI.
Source:--http://in.news.yahoo.com/20/20090610/1416/tnl-10-year-girl-identifies-kasab-father.html
Tuesday, May 26, 2009
Sanctions and punishment options for North Korea
The U.N. Security Council condemned North Korea's latest nuclear test on Monday but there may be little left the international community can do to punish the poor and isolated state.
North Korea's neighbours South Korea and China are worried about moves that would severely destabilise the leadership in Pyongyang, which could lead to chaos on their borders and a bill estimated at more than $1 trillion for the South to absorb the North in the event of re-unification.
China and South Korea are the biggest trade partners with North Korea, whose annual GDP is estimated at $20 billion, less than 3 percent the size of the South's economy.
PUNISHMENT OPTIONS
* New U.N. trade sanctions.
* China, the North's biggest benefactor, could more tightly enforce existing U.N. sanctions put in place in 2006 after missile launches and the first nuclear test. This may have a limited effect on curbing trade, with Beijing seen unwilling to curb flows of energy and food aid to the North that help prop up its economy. Beijing is also reluctant to accept any new sanctions that would significantly undercut its economic ties or lead to instability in its neighbour.
* The U.S. could place North Korea back on its terrorism blacklist, a difficult bureaucratic process for Washington that would hurt the North's ability to tap into international finance. The United States could consider its own trade and financial measures.
* South Korea could pull out of a joint factory park with the North, a costly and politically risky move for Seoul which has obligations to its companies operating there. But this would cut off a source of foreign currency for the government in Pyongyang, which is paid the salaries for the North Korean factory workers.
* New unilateral sanctions by Japan, although the impact would be small given the limited contact between the two countries.
SANCTIONS ALREADY IN PLACE:
* U.N. Security Council resolution 1718 of October 2006 imposes arms and financial sanctions on North Korea after it conducted its first nuclear test three months after test-firing its longest-range Taepodong-2 ballistic missile. This also bans the sale of luxury goods to the North.
* A Security Council statement on April 13, adopted after the North's launch of a multi-stage rocket, called for tough enforcement of the sanctions under resolution 1718.
* U.N. Security Council resolution 1695 of July 2006 after the North's launch of its Taepodong-2 bans trading of material, technology and financial resources that could be used in the North's weapons of mass destruction programmes.
* U.S. Treasury Department regulations ban transactions by U.S. firms with some North Korean entities and transactions involving North Korean vessels. Imports of goods made in the North also require prior approval.
* Japan has in place a ban on imports of North Korean goods and also prohibits port calls by North Korean vessels. As part of the Security Council ban on trading in luxury goods, Japan prohibits the sale of beef, caviar and fatty tuna, along with expensive cars, motorcycles and cameras.
* The movement of goods and equipment from South Korea, with which the North has a sizable trading relationship, is severely limited under a 1996 multinational arrangement that controls the transfer of dual-use goods that could be used by the receiving country for military purposes.
(Source: the United Nations, U.S. State and Treasury Departments, South Korean Foreign Ministry, Reuters)
For more news visit:-http://in.news.yahoo.com/137/20090526/760/twl-factbox-sanctions-and-punishment-opt.html