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Tuesday, October 27, 2009

Get your Cibil Report @142

Get your Cibil Report @142

Today, everyone is aware of the word CIBIL. The Credit Information Bureau India Ltd. keeps the track on the creditworthiness of an individual. They have information about a person’s creditability. Cibil rates a person according to his/her payment track; this is commonly known as Cibil Score. There are various slabs on which credit score is given to the customer and with the help of credit score, Banks check a customer’s creditability of paying anything that he/she is taking from them on credit either it’s a loan or a credit card. The credit score made it really tough for a customer to take anything from Bank on credit, as banks are checking credit score of a person before sanctioning a loan.

When a person was applying for a loan/ credit cards their application gets rejected and Banks give them the reason that your credit score was less that is why your application has been rejected. But what is a Credit Score that no body understood so far.

But now one can check there cibil score easily and after checking it can apply for a loan or for a card. Before this customer never had any idea about his/her cibil score.

Three ways to get your Cibil Score
1) Get it Online
• To know your Cibil Score you just need to send a DD of Rs.142. Fill the form that you can download through this link
http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf
Send the scan copy of the form at myreport@cibil.com.
• Along with that you also need to send an attachment that will contain your latest identity proof and address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.

2) Get it via Post
• Fill the form that you can download through this link
http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf.
With a DD of Rs.142 and send it at P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710.
• You also need to send your self attested documents i.e. your identity proof and latest address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.
Phone Number - 022-61404300

3) Through Fax
• Fill the form that you can download through this link
http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf mail self attested hardcopies of your Identity Proof and latest Address Proof documents with a DD of Rs. 142.
• Fax number 022-40789007.
• Once CIBIL receives the documents and Fees, your request will be processed and a copy of your CIR will be dispatched to you.

The Demand Draft is to be made in name Credit Information Bureau (India) Limited payable at Mumbai.

The introduction of Cibil Score will definitely help you in understanding your credit relation with Banks. Spend Wisely!!!

Source: www.deal4loans.com